Insight

Terms of Service

Last updated: July 2, 2026

These Terms of Service (“Terms”) govern your access to and use of: (a) the Insightapp, and (b) any related online services provided by AI Editor LLC (collectively, our “Services”).

By using our Services, you acknowledge that you have read, understood, and agree to be bound by these Terms. Please read them carefully, including Sections 12 and 13, which contain important warranty disclaimers and limitations of liability that affect your rights.

Agreement to Arbitration and Class Action Waiver

By agreeing to these Terms, you understand that except for (i) certain disputes described in Section 14, (ii) cases where you exercise your right to opt out of arbitration as described in Section 14, or (iii) where prohibited by law, any disputes between you and AI Editor LLC will be resolved through individual arbitration only. This means:

Updates to These Terms

We may revise these Terms from time to time. The “Last Updated” date at the top of this page indicates when the Terms were most recently changed. If updates are made, we may notify you by email, by posting a notice through our Services, or by updating the date and version of these Terms. Unless otherwise stated, all changes take effect immediately when posted. Your continued use of the Services after updates are made constitutes your acceptance of the revised Terms. If you do not agree with the updated Terms, you must stop using our Services immediately.

1. Eligibility and Use Restrictions

Users who are under 18 years of age (or under the age of legal majority in their jurisdiction of residence) may access and use the Services only under the direct supervision of a parent or legal guardian who agrees to be bound by these Terms on the user's behalf. The parent or legal guardian of any such user is fully responsible for that user's actions, omissions, and compliance with these Terms. By accessing or using the Services, you represent and warrant that you meet all eligibility requirements and have the legal authority to enter into and be bound by these Terms. If you are using the Services on behalf of another person or entity, you represent and warrant that you have the authority to bind that person or entity to these Terms, and all references to “you” shall include such person or entity.

2. Beta Software

Insight is currently beta software, provided “as is” and “as available.” It may be incomplete, change substantially, produce inaccurate results, malfunction, or be suspended or discontinued at any time without notice. We make no commitment regarding availability, accuracy, or fitness for any purpose during the beta period.

3. Your AI Provider Account

Insight generates insights by connecting directly to a third-party AI provider that you choose (such as Anthropic or Groq) using your ownAPI key. We do not provide accounts, and no account with us is required. You are solely responsible for your provider account, including maintaining the confidentiality and security of your API key, all activity and fees incurred under it, and complying with the provider's own terms of service and policies. AI Editor LLC is not responsible for your provider account, which is the responsibility of you and that third party.

4. Your Information

Our practices for handling information in connection with the Services are described in our Privacy Policy, which is incorporated into these Terms by reference. By accessing or using the Services, you consent to receive communications, agreements, disclosures, and notices that we provide in connection with the Services electronically, such as by email or through the Services. You agree that all electronic communications satisfy any legal requirement that such communications be in writing.

5. Recording and Consent

Insight captures and transcribes conversations. You are solely responsible for how you use the Services, including compliance with all laws governing the recording, monitoring, and transcription of conversations. Many jurisdictions require the consent of every participant before a conversation may be recorded or transcribed. It is your responsibility to obtain any required consent and provide any required notice before starting a session. You further agree not to use the Services in violation of any contract, workplace policy, or the terms of any meeting platform you use.

6. User Content and AI Output

You may provide data, audio, prompts, or other content to the Services (“Input”), and you may receive results generated by the Services based on such Input, such as insights and summaries (“Output”). Collectively, the Input and Output are “User Content.” You represent and warrant that you possess all necessary rights, licenses, consents, and permissions to submit the Input to the Services, and that your Input and your use of the Output will comply with all applicable laws and these Terms.

Subject to these Terms, you retain all right, title, and interest in and to your User Content. Your User Content is processed on your device or transmitted directly to the AI provider you configured; we do not receive, store, or review it.

You acknowledge and agree that artificial intelligence technologies are evolving and may produce inaccurate, incomplete, or unreliable Output. We do not adopt, endorse, or make any representations or warranties regarding any Output. Output is not professional advice (legal, financial, medical, or otherwise). You are solely responsible for evaluating and verifying the accuracy, completeness, and reliability of any Output, and for any decision you make in reliance on it.

7. Prohibited Use and Conduct

You may not access or use the Services if you do not meet the eligibility requirements set forth in these Terms. You agree to use the Services solely for their intended purpose and in accordance with these Terms. When using our Services, you agree not to:

Enforcement of this Section is at the sole discretion of AI Editor LLC, and a decision not to enforce any provision in a particular instance is not a waiver of the right to enforce it in the future. Nothing in this Section creates any private right of action on the part of any third party.

8. Ownership; Limited License

AI Editor LLC and its licensors retain all rights, title, and interest in and to the Services, including all related intellectual property rights. Except as expressly stated in these Terms, all rights not granted to you are reserved. Subject to your compliance with these Terms, we grant you a limited, non-exclusive, non-transferable, non-sublicensable, and revocable license to install and use the Insight app on Macs you own or control, solely for your personal or internal business purposes. Any use of the Services beyond what is explicitly permitted in these Terms — without our prior written consent — is strictly prohibited, will result in termination of this license, and may constitute a violation of our intellectual property rights. As stated above, you retain full ownership of your User Content, and you may use, reproduce, or commercialize your Output, so long as such use complies with these Terms.

9. Trademarks

The name “Insight,” along with our logos, product and service names, slogans, and the overall design of our Services, are trademarks of AI Editor LLC and may not be used, copied, or imitated, in whole or in part, without our prior written consent. All other trademarks, product names, and company names or logos appearing in connection with our Services are the property of their respective owners, and any reference to them does not imply endorsement, sponsorship, or recommendation.

10. Third-Party Materials

Our Services depend on and interact with third-party products and services, including AI providers (such as Anthropic and Groq), software distribution and update infrastructure (such as GitHub), macOS, and internet and network operators (collectively, “Third-Party Materials”). These Third-Party Materials are outside our control, and their performance may affect the functionality and reliability of our Services. You acknowledge that (i) the availability and operation of our Services rely on third-party vendors and service providers, and (ii) such Third-Party Materials may experience interruptions, delays, or failures that could impact your use of our Services. Your access to and use of Third-Party Materials may be subject to additional terms and policies, including the third party's own terms of service and privacy policy. You are solely responsible for obtaining and maintaining all hardware, network connections, and other equipment required to use our Services.

11. Indemnification

To the fullest extent permitted by law, you agree to indemnify, defend, and hold harmless AI Editor LLC, its subsidiaries, affiliates, and each of their officers, directors, employees, partners, and agents (collectively, the “AI Editor Parties”) from and against any and all claims, losses, liabilities, damages, demands, costs, or expenses (including attorneys' fees) arising from or related to: (1) your access to or use of our Services, including any acts or omissions; (2) your User Content or feedback; (3) your violation of these Terms, including any failure to obtain consent required by applicable recording laws; or (4) your violation, misappropriation, or infringement of the rights of any third party, including intellectual property or privacy rights. You agree to cooperate with the AI Editor Parties in defending any third-party claims. The AI Editor Parties retain sole discretion and control over the defense and settlement of any such claims.

12. Release and Disclaimer of Warranties

Release

YOU FULLY AND PERMANENTLY RELEASE, WAIVE, COVENANT NOT TO SUE, DISCHARGE, AND AGREE TO INDEMNIFY AND HOLD HARMLESS THE AI EDITOR PARTIES FROM ANY AND ALL CLAIMS ARISING FROM DISPUTES BETWEEN USERS OR FROM THE ACTS OR OMISSIONS OF ANY THIRD PARTIES. YOU UNDERSTAND THAT THIS WAIVER MEANS YOU GIVE UP YOUR RIGHT TO BRING ANY CLAIMS, INCLUDING BUT NOT LIMITED TO CLAIMS FOR PHYSICAL OR EMOTIONAL INJURY, DEATH, ILLNESS, PROPERTY DAMAGE, OR ANY OTHER LOSS, WHETHER ARISING FROM NEGLIGENCE OR OTHERWISE, AND WHETHER KNOWN OR UNKNOWN, FORESEEN OR UNFORESEEN.

IF YOU ARE A CALIFORNIA RESIDENT, YOU ALSO WAIVE YOUR RIGHTS UNDER CALIFORNIA CIVIL CODE § 1542, WHICH STATES: “A GENERAL RELEASE DOES NOT EXTEND TO CLAIMS THAT THE CREDITOR OR RELEASING PARTY DOES NOT KNOW OR SUSPECT TO EXIST IN HIS OR HER FAVOR AT THE TIME OF EXECUTING THE RELEASE, AND THAT, IF KNOWN, WOULD HAVE MATERIALLY AFFECTED HIS OR HER SETTLEMENT WITH THE DEBTOR OR RELEASED PARTY.”

Disclaimer of Warranties

OUR SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE.” TO THE FULLEST EXTENT PERMITTED BY LAW, AI EDITOR LLC, ITS AFFILIATES, AND LICENSORS MAKE NO WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE, INCLUDING, WITHOUT LIMITATION, ANY WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, SATISFACTORY QUALITY, NON-INFRINGEMENT, QUIET ENJOYMENT, OR ANY WARRANTIES ARISING FROM COURSE OF DEALING OR TRADE USAGE. WE DO NOT GUARANTEE THAT THE SERVICES WILL BE UNINTERRUPTED, ACCURATE, ERROR-FREE, OR THAT ANY CONTENT OR DATA WILL BE SECURE, COMPLETE, OR FREE FROM LOSS OR ALTERATION. BY USING OUR SERVICES, YOU ACKNOWLEDGE AND AGREE THAT ANY OUTPUTS YOU GENERATE ARE USED AT YOUR OWN RISK. YOU SHOULD NOT RELY ON THEM AS THE SOLE SOURCE OF TRUTH OR FACTUAL INFORMATION, NOR AS A REPLACEMENT FOR PROFESSIONAL ADVICE.

Beneficiaries

ALL DISCLAIMERS AND RELEASES OF ANY KIND (INCLUDING THOSE SET FORTH IN THIS SECTION 12 AND ELSEWHERE IN THESE TERMS) ARE PROVIDED FOR THE BENEFIT OF AI EDITOR LLC, THE OTHER AI EDITOR PARTIES, AND THEIR RESPECTIVE SHAREHOLDERS, AGENTS, REPRESENTATIVES, LICENSORS, SUPPLIERS, AND SERVICE PROVIDERS, AS WELL AS EACH OF THEIR SUCCESSORS AND ASSIGNS.

13. Limitation of Liability

Waiver of Certain Damages

To the maximum extent allowed by applicable law, AI Editor LLC and the other AI Editor Parties shall not be liable to you under any legal theory — including contract, tort, negligence, strict liability, warranty, or otherwise — for any indirect, consequential, incidental, exemplary, punitive, or special damages, including lost profits, even if AI Editor LLC or the other AI Editor Parties have been advised of the possibility of such damages.

Liability Cap

AI Editor LLC and its affiliates' total liability to you, whether arising from these Terms or any other cause of action, is limited to the greater of: (a) the amount you paid to use the Services that led to the claim, or (b) $100 USD.

Exclusions

The limitations in this Section 13 do not apply to liability arising from gross negligence, fraud, or intentional misconduct by AI Editor LLC or its affiliates, or to any liability that cannot be limited or excluded under applicable law. In certain jurisdictions, the exclusion or limitation of incidental or consequential damages is not allowed, so these limitations may not apply to you.

14. Dispute Resolution; Binding Arbitration

PLEASE READ THIS SECTION CAREFULLY. IT REQUIRES YOU AND AI EDITOR LLC TO RESOLVE CERTAIN DISPUTES AND CLAIMS THROUGH ARBITRATION, WHICH MEANS YOU AND AI EDITOR LLC CANNOT SUE IN COURT OR HAVE A JURY TRIAL. ARBITRATION WILL BE CONDUCTED ONLY ON AN INDIVIDUAL BASIS. CLASS ARBITRATIONS, CLASS ACTIONS, OR OTHER REPRESENTATIVE PROCEEDINGS ARE NOT PERMITTED. BY AGREEING TO THIS, BOTH YOU AND AI EDITOR LLC WAIVE THE RIGHT TO A JURY TRIAL.

Informal Resolution First

For any dispute or claim between you and AI Editor LLC arising from or relating to these Terms, our Services, or any aspect of your relationship with AI Editor LLC under these Terms — including any privacy or data security claims (collectively, “Arbitrable Claims”) — you and AI Editor LLC agree to first try to resolve the claim informally. If you have an Arbitrable Claim against AI Editor LLC, you must send a written notice of your claim (“Claimant Notice”) by email to ian.norris@ai-editor.app, including your name, address, email, and phone number; a description of the nature and basis of the claim; and the specific relief sought. If AI Editor LLC has an Arbitrable Claim against you, it will send an equivalent notice to the email address you have provided to us. You and AI Editor LLC have 30 days from receipt of a notice to try to resolve the claim informally; if no agreement is reached, either party may submit the claim to binding arbitration as described below. The statute of limitations and any filing deadlines are paused for 30 days from the date a notice is sent to allow for this process.

Binding Arbitration

Except for (i) individual disputes eligible for small claims court, or (ii) disputes solely concerning intellectual property rights of you or AI Editor LLC, including cases where either party seeks injunctive or other equitable relief for alleged infringement (“IP Claims”), all other Arbitrable Claims — whether based on contract, tort, statute, fraud, misrepresentation, or any other legal theory — will be resolved through final and binding arbitration by a neutral arbitrator instead of in court. Arbitrable Claims also cover disputes about this arbitration provision itself, including its enforceability, revocability, or validity. These Terms affect interstate commerce, and this Section is governed by the Federal Arbitration Act, 9 U.S.C. § 1, et seq., to the extent permitted by law.

All Arbitrable Claims must be submitted to the American Arbitration Association (“AAA”) and will be resolved through binding arbitration before one arbitrator. If you are a consumer, the then-current AAA Consumer Arbitration Rules apply (available at adr.org), as modified by these Terms:

One Year to Assert Claims

To the extent allowed by law, any Arbitrable Claim must be filed within one year of when the claim arises; otherwise, it is permanently barred.

Opt-Out Right

You may opt out of binding arbitration within 30 days of first accepting these Terms by sending notice to ian.norris@ai-editor.app. To be valid, your opt-out notice must include your full name, mailing address, and email address, and a clear statement that you intend to opt out of binding arbitration. By opting out, you agree that any disputes will be resolved according to Section 15.

Severability of This Section

If any part of this Section 14 is found to be unenforceable or unlawful, that provision will be severed, and severing it will not affect the remainder of this Section or the parties' ability to compel arbitration of remaining claims on an individual basis. Any claims that must then proceed as a class, collective, consolidated, or representative action will be resolved in a civil court of competent jurisdiction, with such litigation stayed until individual arbitration claims are resolved. If any part of this Section is found to restrict an individual claim seeking public injunctive relief, that restriction will have no effect to the extent such relief can be sought outside of arbitration.

Other Jurisdictions

If you live outside the United States, you may resolve disputes related to these Terms either by following the arbitration process described in this Section or, if allowed under applicable law, by submitting the dispute to an arbitration administrator in your country of residence. If a dispute cannot be subject to arbitration under applicable law, you may bring the matter in the courts of your country of residence.

15. Governing Law

These Terms, including any claims arising from them, are governed by and interpreted under the laws of the State of Wyoming, except where U.S. federal law takes precedence, without applying any conflict-of-law rules that would refer the matter to the laws of another jurisdiction. If an Arbitrable Claim is not subject to arbitration under Section 14, the state and federal courts in Wyoming will have exclusive jurisdiction, and you and AI Editor LLC waive any objections to venue in those courts. If your local law requires that consumer contracts be governed by local law or enforced in local courts, this Section applies only to the extent it does not conflict with such local law.

16. Modifying and Terminating Our Services

We may, at any time: (1) modify our Services or suspend or discontinue all or part of them; (2) charge, change, or waive any fees for using our Services; or (3) offer special opportunities to some or all users. We may provide notice of any suspension or discontinuation, for example via email or through our Services. You have the right to stop using our Services at any time, which also terminates these Terms. We are not responsible for any loss or harm resulting from your inability to access or use our Services.

17. Severability

If any part of these Terms, other than Section 14, is found to be unenforceable or unlawful for any reason: (1) that provision will be removed from the Terms; (2) removing it will not affect the rest of the Terms; and (3) the provision may be revised as needed to make the Terms enforceable and valid, with the rights and responsibilities of the parties interpreted to preserve the original intent as fully as possible.

18. Miscellaneous

AI Editor LLC's decision not to enforce any right or provision of these Terms does not waive that right or provision. These Terms constitute the complete agreement between the parties regarding their subject matter and replace all prior agreements, statements, or understandings. Section headings are for convenience only and have no legal effect. The term “including” means “including without limitation.” Unless otherwise stated, these Terms are intended solely for the benefit of the parties and do not create rights for any third party. Communications and transactions between you and AI Editor LLC may be conducted electronically.

Contact

Email: ian.norris@ai-editor.app